Claims

Insurerity offers an automated process to alleviate the stress of traditional claims processing and settlement.

Add Claims

Create a claim for policy. The details needed to add a claim are highlighted below. The endpoint to add claim is found below. There are different claim requirements for the ClaimDto

POST /api/v1/client/account/verify

Path param

authorization : *bearer
REQUEST BODY SCHEMA: application/json
Client: **ClaimsDto**

---

Name	Description	Required	Type
assets	List of assets ids on which the claim will be made. Defalut: []	Required	Array of Strings
currency	Claim currency code. Refer to /currencies for available currencies. If not provided, policy currency will be used. Enum: "GHS" "USD" "GBP" "EUR"	Not Required	String
dateOfLoss	Date on which the loss happened	Required	String
dateOfNotification	Date at which insurer/broker was notified. Current date will be used if not provided	Not Required	String
description	A detailed description of the losses and what happened	Not Required	string
estimatedLossAmount	Amount estimated to have lost after incident	Required	number
exchangeRate	Currency exchange rate. Default: 1	Not Required	number
incidentLocation	Location where incident happened	Required	String
LossCategory	Loss item category. Enum: "MEDICALS" "CANCELLATION" "DELAY"	Required	String
policyId	Id of policy to be claimed	Required	string
thirdPartyLoss >	List of third party losses. NOTE: Any or all of the following types can be provided as an array	Not Required	string

authorization : `*bearer`
REQUEST BODY SCHEMA: `application/json`
Client: `**MicroInsuranceClaimDto**`

---

Name	Description	Required	Type
claimType	Type of claim. Enum: "PARTIAL_WITHDRAWAL" "FULL_WITHDRAWAL" "SURRENDER" "CASHBACK" "HEALTH"	Required	string
currency	Claim currency code. Refer to /currencies for available currencies. If not provided, policy currency will be used. Enum: "GHS" "USD" "GBP" "EUR"	Not Required	String
dateOfNotification	Date at which insurer/broker was notified. Current date will be used if not provided	Not Required	String
estimatedLossAmount	Amount estimated to have lost after incident	Required	number
exchangeRate	Currency exchange rate. Default: 1	Not Required	number
policyId	Id of policy to be claimed	Required	string

Response

Code	Description
200	Claim information
409	Unauthorized

Request Sample

Content type
application/json
Example: ClaimsDto
[
  {
    "policyId": "098rjp32oepoip0oiekj39839u3",
    "dateOfLoss": "12-12-12",
    "dateOfNotification": "2020-12-12",
    "incidentLocation": "Accra central, Accra",
    "description": "A boy crossed the road carelessly, I tried to avoid him then my car crashed into a nearby barricade",
    "lossCategory": "MEDICALS",
    "estimatedLossAmount": 220000,
    "assets": [
      "626a9b13925a10db2b59741f",
      "626a9b13925a10db2b59742f"
    ],
    "thirdPartyLoss": {
      "0": {},
      "type": "DEATH",
      "phoneNumber": "+23324785639",
      "damagedItems": [],
      "claimantName": "David Cash"
    },
    "currency": "GHS",
    "exchangeRate": 0.1
  }
  ...
]

Content type
application/json
Example: MicroInsuranceClaimDto

[
  {
    "policyId": "098rjp32oepoip0oiekj39839u3",
    "dateOfNotification": "2020-12-12",
    "estimatedLossAmount": 220000,
    "currency": "GHS",
    "exchangeRate": 0.1,
    "claimType": "CASHBACK"
  }
  ...
]

Response Sample

Content type
application/json
Example: Claim
[
  {
    "statusCode": 200,
    "success": true,
    "data": [
      +{..}
    ]
  }
  ...
]